3rd
OVERALL STATE RANK

State scorecard
How we determine rankings
Our 2023 state ranking for assisted living uses A Place for Mom’s proprietary data collected from our community partners. First, we sorted through our metrics and grouped them into three pillars that are key in a quality assisted living experience. We weighted these pillars differently based on insights from our senior living experts. Then, we used these categories and their weighting to determine how each state ranks.
Top ranked Tennessee cities for assisted living overall
Key findings
State highlights
According to A Place for Mom’s internal data, 98% of our partner communities in Tennessee offer on-site activities, nearly 83% provide full medication management, and over 60% are pet-friendly.[01]
Top ranked Tennessee cities - Services & Amenities
Key findings
Tennessee vs. the national monthly median cost of assisted living
Top ranked Tennessee cities - Affordability
Key findings
Top ranked Tennessee cities - Ratings
Visiting my mother and knowing she so well cared for and happy keeps me at ease. This place is well maintained with a very courteous staff! They always go above and beyond. I’m thankful to know I don’t have...
My father moved in about 6 months ago and is thriving here! Like many seniors he didn't particularly want to come but from the point of the initial tour to the moving in process to now being a resident,...
My mom went from resident, through hospice at Wellington. Through the entire healthcare system including three area hospitals, and three rehab skilled nursing facilities, Wellington provided not only the...
I would give them a 5 in all categories. They were great at a very difficult time. The staff and the condition of the facility. Yes, we would absolutely recommend Brookdale Belle Meade to other families...
The rooms are large. I love my balcony. I don't feel like I'm in a retirement home, but like I'm in a vacation home. The food is great. The staff are sweet and kind. I love the trees, wildlife and the...
Staff - not business like. Had to leave because of not receiving a lease and trying to charge [fee removed] more than first told rent was to be. Never was treated like by anyone before. Rate them as 1. No. I...
We have been here for about a year and it is the third CCR community we have lived in. It is, by far, the best food quality. The administrative staff is very efficient and friendly. There is a wide variety...
Everything was fantastic there. The only reason I put a 4 for the food is that I actually never ate there, but I did see the food. It was a total blessing for my mom to be there. They truly care for the...
They are extremely friendly and helpful and make you feel like family. I highly recommend Vitality Living Franklin for your loved ones.
My father moved in about 6 months ago and is thriving here! Like many seniors he didn't particularly want to come but from the point of the initial tour to the moving in process to now being a resident,...
This is a large house converted into a nursing/ assisted living home. Very personal. Very rural. Their staff very hands on. Everyone eats whatever is cooked for the night. No variety. You eat whatever they...
I rate each category a 5. Everyone is so friendly and helpful. I definitely would recommend The Summit to anyone. Yes, we would recommend The Summit of Germantown to other families based on the experience so...
I’ve been here for several years and it is so nice here! And that’s from the heart, this is my home and some of the workers here are some of my best friends. Since I’ve moved here I am so happy with my...
The staff are very caring and attentive. When I first stepped foot in Windsor Ridge, I felt at home because the staff are so friendly. They also have an outstanding activities program. Really love it here!
My Mother has been at StoryPoint for 11 months. I can't say enough about this facility. We needed a place ASAP and we were so blessed they had one room open. Since she has been there I don't have to worry...
In Tennessee, the average cost of assisted living is about $4,400 per month. That’s about $500 less than the national average. Because of factors like location, apartment size, care level, and quality of amenities, assisted living costs can vary quite a bit. Tennessee’s assisted living communities range between about $2,800 at the low end and $6,300 at the highest end.[01]
Typically, you can expect the cost of assisted living to increase as the cost of living in a particular city increases, apartment floor plan size gets larger, care levels become more advanced, and amenities become more luxurious.
The figures above reflect actual prices paid by families who were referred to an A Place for Mom partner assisted living community in Tennessee. They account for all fees paid, including amenities, services, and care. Seniors and their families can use a combination of public and private payment methods to cover these costs. Read more about the payment options for assisted living in Tennessee below.
Average monthly costs
Tennessee
US National average
Average monthly costs
Average monthly costs
Average monthly costs
| Community type | Tennessee | U.S. | Cost difference |
|---|---|---|---|
| Assisted Living | $4,139/mo | $4,557/mo | 9.2% below national median |
| Memory Care | $4,227/mo | $4,794/mo | 11.8% below national median |
| Independent Living | $3,633/mo | $4,016/mo | 9.5% below national median |

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Our free tool provides options, advice, and next steps based on your unique situation.
There are a variety of methods to pay for assisted living in Tennessee. Families can either use private pay, public pay options, or a combination of the two. Read about the payment options below, or view our guide to paying for long-term care for a more high-level overview.
While most families use a combination of different payment methods to pay for assisted living in Tennessee, there are a range of private pay options to utilize. Click on the cards below to learn more about private pay options.
Selling a house will generate funds to help pay for assisted living in Tennessee.
Reverse mortgage loans take a portion of your home equity and convert it into cash, which can then be used to pay for assisted living in Tennessee.
Health savings accounts (HSAs) can help cover long-term care insurance premiums and other health care costs in Tennessee.
Life insurance policies can be sold or surrendered to pay for assisted living in Tennessee.
Long-term care insurance, depending on the policy, can cover some assisted living services in Tennessee.
Social Security benefits can be used to help pay for assisted living in Tennessee.
There are about 423,042 veterans living in Tennessee.[02] The U.S. Department of Veterans Affairs (VA) provides generous veterans benefits to eligible veterans and their spouses. These benefits can be quite generous and are worth looking into. You may be eligible for more than you expect.
If you or a loved one acquired a disability during wartime service, additional benefits may also apply. Be sure to view the VA’s list of service-connected ailments to learn more about qualification requirements.
VA eligibility requirements and application processes can feel difficult and convoluted. If you find you could use some guidance, consider reaching out to one of Tennessee’s local resources, such as VA centers and veterans service organizations (VSOs). These provide benefits counselors who can help determine which benefits you qualify for, walk you through applications, and more.
Tennessee’s local VSOs include the following:
Medicaid is a state and federally funded health insurance program for individuals with a low or limited income. It’s administered at the state level, meaning specific programs and services vary from state to state. While Medicaid can help families cover some assisted living costs, it won’t cover the cost of room and board in an assisted living community.
TennCare is Tennessee’s Medicaid program. The benefits you receive will depend on the TennCare package you have – TennCare Medicaid or TennCare Standard. The TennCare package you obtain is dependent on factors like age, whether you’re a Medicare recipient, and whether you’re getting long-term care. Depending on the package, TennCare coverage could include the following:[03]
TennCare offers a few waivers and programs that help even more people access health care in Tennessee. These include the following:
For free assistance navigating Medicaid benefits and application processes, reach out to a local long-term care ombudsman. You can contact a Tennessee long-term care ombudsman at 615-253-5412.
Medicare is a federal health insurance program designed for adults aged 65 or older and people with disabilities. While Medicare can help cover some costs of assisted living, it will not cover the cost of room and board or nonmedical personal care. If you’d like to learn if a specific procedure, diagnostic test, or medical device is covered, you can search it using the Medicare coverage search tool.
Tennessee offers Medicare Savings Programs. These are federally funded programs that can help people with low or limited income pay their Medicare premiums, deductibles, coinsurance, and copayments. Other Medicare programs in Tennessee include the following:
If you need further assistance navigating Medicare benefits, reach out to one of Tennessee’s local resources:
The official licensure terms for assisted living in Tennessee are “Assisted-Care Living Facilities” and “Residential Homes for the Aged.” Assisted-Care Living Facilities typically provide a higher level of care, such as medical services, than Residential Homes for the Aged. Both settings are licensed by the Tennessee Department of Health’s Board for Licensing Health Care Facilities.[04]
The state of Tennessee defines an Assisted-Care Living Facility as an establishment that accepts mainly older adults for home or community based care and services. If necessary, these facilities may provide medical services, such as medication administration and nursing care. They must also do the following:[04]
A Residential Home for the Aged is a home that accepts mainly older adults for relatively permanent care. These homes must provide room and board and personal care to at least four nonrelated residents. Residential Homes for the Aged must not provide medical care. However, if the home employs a licensed nurse, that nurse may administer medications for residents.[04]
State regulations — and a community’s track record with inspections and licensing — offer important insights into safety and quality of care in senior living communities.
Download the Guide to Senior Living Licensure and Inspection Reports to learn what to look for in inspection reports and what questions to ask when touring communities. This resource explains how to use state licensure and inspection information to evaluate a community’s compliance, care standards, and responsiveness to issues.

Let our care assessment guide you
Our free tool provides options, advice, and next steps based on your unique situation.
We developed a system to rate each state on how easy – or difficult – it is to find important assisted living records and reports, and compiled tips to help you in your search.
States with the most transparent records allow you to look up important information about each assisted living facility online, including inspections, complaints, survey results, violations, capacity, and whether the facility accepts Medicaid.
Public access to assisted living records and reports for the state of Tennessee is moderate. Key findings that informed this rating include:
Use the following steps to look up assisted living records in Tennessee:
We developed a standard methodology for state data collection and evaluation, and based our rating primarily on the objective, state-specific accessibility criteria outlined in these questions:
A Place for Mom. (2023). A Place for Mom proprietary data.
United States Census Bureau. QuickFacts North Carolina.
Division of TennCare. Covered Services.
Tennessee Department of Health. Office of Health Care Facilities.
Overview of assisted living in TN
The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.
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